info@treeoflifemortgages.co.uk

020 3307 4777‌

Financial Conduct Authority Number 984769

Critical Illness Cover

Do you need to review your Critical Illness Cover and protection needs to ensure you have the right level of cover in place?

Critical Illness Cover pays a settlement payment out in the form of a lump sum on the diagnosis of a critical illness as defined by the provider. These may include such conditions as a heart attack, stroke or various forms of cancer.​

A critical illness policy pays out a lump sum if you are diagnosed with a serious illness that may prevent you from working again. This would ensure that any financial commitments could be repaid or it could help fund the cost of specialist treatment or drugs to help the condition. For single people with no dependants, Critical Illness Cover that pays off the mortgage is more important than having life cover, as it means you have fewer bills or a lump sum to use at your disposal if you are very unwell. As a couple this is also advisable as this will provide a welcome financial boost at a time of emotional stress and financial hardship. The majority of critical illness providers will also include children’s critical illness cover at no additional cost to provide additional cover for all of the family.

Tree of Life Mortgages Ltd will not give any advice or make any recommendations on Protection.  We will initially discuss your needs/requirements and pass them to the most appropriate adviser.

Call us on 020 3307 4777‌ and speak to one of our advisers today

PROTECTION

Straightforward Protection solutions without the jargon

Tree of Life Mortgages Ltd will not give any advice or make any recommendations on Protection.  We will initially discuss your needs/requirements and pass them to the most appropriate adviser.

LIFE INSURANCE

CRITICAL ILLNESS COVER

INCOME PROTECTION

HOME INSURANCE

ACCIDENT & SICKNESS

TRUSTS & WILLS

Ready to talk?

 Give us a call today to find out how we can help find your next mortgage. We love to hear from clients old and new.

Initial consultation is provided free of charge. A fee will be charged if we provide mortgage advice.

  020 3307 4777‌                      info@treeoflifemortgages.co.uk

Hear what our clients are saying about us

Tree of Life were so easy to work with when we bought our house. The whole
experience was fabulous from start to finish. They even helped us to chase
solicitors and organised a survey for us. Would highly recommend!

Rowina R

We’ve just re-mortgaged and chose Tree of Life Mortgages and do not regret it
at all! We received our mortgage offer in the same week as submitting it (I think
we were lucky). Our upfront costs were very low which is just what we wanted.
We couldn’t fault the service and will use again for sure!

Shyam and Priya N

Everyone at Tree of Life were really helpful. Our circumstances were unique on
that my partner went self-employed and I was on maternity leave. This caused
issues with our income. But Tree of Life were still able to organise a mortgage
for us. Well worth the money we paid!

Victoria and George B

The staff at this company are brilliant. We experienced some problems with the
agent and other side which was really stressful. But they made it really easy by
taking away all the ‘heavy lifting’ which helped massively. Thank you!!!

Robin B

Chet has helped me find an affordable and reasonable mortgage which I thought would be really stressful but he really put my mind at ease. Great communication, efficient and professional with a personal touch. Would definitely recommend.

C.G.

Chet has been wonderful in advising us both in making a decision when it came to remortgaging. He was very thorough, quick and always happy to help when we had questions. I would highly recommend him as he offers a quality, professional service and always quick to help and guide. Thank you, for finding us a mortgage right for us 🙂

Birju & Preya V

We have worked with Chet and his colleagues for many years when having to remortgage. He is extremely thorough with paperwork which makes sure that there are never any glitches with our mortgage applications! Whenever our mortgage starts approaching we know it’s time to ring Chet and it’s never a consideration to ever use another service . He had given us such good advice and really explores all lender options thoroughly to give us the best deal possible - he has also helped us with questions we have relating to our mortgage throughout the time we have had it! Chet’s company is Knowledgeable and informed.

Kelly D

Chet in Tree of Life Mortgages has provided mortgage advice to us on two occasions. His knowledge and professional advice helped us get the right product that suited our circumstances. Chet really listened and provided options that we would never have considered without him. A great help. Would highly recommend.

Zulfiqar H

I’ve worked with Chet on a number of occasions to secure a new mortgage, and will continue to do so going forward - as I’ve always found him extremely knowledgeable and helpful every step of the way. I Highly recommended his services.

Dan A

We're existing clients of Chet's and our mortgage product was due to come to an end. With interest rates really high, he was able to secure a reasonable rate for our needs quickly. We then had issues with the solicitors appointed by the lender. Chet stepped in to help with that too which meant that completion was delayed by a few days only.

Shyam N

Chet is superb - very knowledgeable, always contactable, efficient and very organised. I would wholeheartedly recommend him.

Douglas M

Very professional and personal service. Listens to all concerns and wishes and tailors his products accordingly. Would recommend!

Yvonne D

I was given the right and honest advice that saved me hours of Admin moving forward with business. Respect and thank you.

Matt K

020 3307 4777

info@treeoflifemortgages.co.uk

Financial Conduct Authority Number : 984769

Legal

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage.

Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority.

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Address

124 City Road
London
EC1V 2NX

Tree of Life Mortgages Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.

Registered Company Number 11270434

The Right Mortgage Limited. Registered address: St Johns Court, 70 St Johns Close, Knowle, Solihull, B93 0NH. Registered in England and Wales. Company no. 08130498

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.